“Prior to meeting Nick the financial advice I had got was mixed at best. I was guilty of the assumption that if I put money into pension all would be fine……Nick’s approach was refreshing, candid and realistic. His approach of asking the right questions meant that I was able to understand what I already had, what I would need to achieve to reach my goal and the implications of that. This approach enabled me to focus on what I really wanted my life to look like and has had a profound effect on me.
By understanding how much you actually need means it’s possible to make a plan and then review progress, these are not easy questions to ask but vital. I don’t doubt that without Nick I would still be working full time, rather than enjoying retirement, and making the most of life.
Nick really challenges the way you think. You don’t have to keep accruing money for one day; just enough for what you will need. Of course, it all depends on your attitude to what you want for the future, and your dependents, but my advice is see Nick before you make any big financial decisions. My partner and I firmly believe Nick has earned every penny of his fees – but you need to find out for yourself.
“My wife and I can’t thank the team at Copthorne enough for what they have done for us in organising and managing our pensions, ISAs, mortgage and wills. They significantly reduced our mortgage rates, as well as setting up multiple pensions and ISAs, ensuring we are investing appropriately. They deliver a very personal service and talk in simple, non-technical terms.
They took the time to fully understand us and what our life goals were, and we now have financial security going forward for our retirement, living the life we want to live. In fact, Nick encourages us to spend more money enjoying ourselves!
I think what Copthorne have done for us is nothing short of a miracle! I have unreservedly recommended them to all of my family, and would also do to anybody who wants long term financial security.”
“If someone is in the position where they need some financial advice, Nick is calm, realistic and looks at you as a whole person – so finding out where you want to be in the future and what is needed to do this. It is a very personal service.
Copthorne’s support has got us to the point where my husband was able to semi-retire, much earlier than we were expecting. We’ve achieved some of our bigger goals, like taking our grandchildren abroad; and smaller ones making the most of the day to day. All of that has been possible because of Nick’s support.”
“Working with the Copthorne team has given me peace of mind. They have a personal approach and turn your perceived focus on financial planning on its head. Most people focus on the money, but they make you think about your life and what you want going forward. They make you think differently about it.
I wanted the freedom to have a flexible early retirement. Nick gave me the confidence to semi-retire five years ago, and I am so grateful to him for that. Doing consultancy, whilst also doing other things in my life, has given me a quality of life I didn’t expect to achieve.”
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